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What is a Parent PLUS loan?

Parent PLUS loans are unsubsidized federal loans that parents of dependent undergraduate students can use to help pay for educational expenses not covered by other financial aid. Applications for Parent PLUS loans are available through the U.S. Department of Education, processed through the Financial Aid Office, and are part of a student’s financial aid package. Loan funds are disbursed to the student’s account and applied to pay outstanding charges as needed.

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